The WestJet RBC Mastercard is an excellent choice for travelers who want to maximize their rewards and enjoy exclusive perks. This co-branded credit card, offered by WestJet and the Royal Bank of Canada (RBC), is designed to provide value through travel-related rewards, discounts, and benefits. In this article, we will delve into the features, benefits, application process, and tips for maximizing your rewards with the WestJet RBC Mastercard. Whether you’re a frequent flyer with WestJet or someone looking for a travel-centric credit card, this guide has you covered.
Features of the WestJet RBC Mastercard
1. Welcome Bonus
New cardholders are greeted with a generous welcome bonus. Currently, you can earn WestJet Dollars as part of the introductory offer. These can be redeemed for flights and vacation packages, providing an immediate boost to your travel plans.
2. Earn WestJet Dollars on Every Purchase
With the WestJet RBC Mastercard, you earn WestJet Dollars on every purchase:
- 1.5% back in WestJet Dollars on WestJet flights or WestJet Vacations packages.
- 1% back in WestJet Dollars on all other purchases.
3. Annual Companion Voucher
One of the standout features of the WestJet RBC Mastercard is the annual companion voucher. Each year, you receive a companion voucher that allows you to bring a friend or family member on a flight within Canada or to select destinations for a significantly reduced fare. This voucher alone can offset the annual fee for frequent travelers.
4. No Foreign Transaction Fees
For international travelers, the card offers the significant benefit of no foreign transaction fees. This means you can make purchases abroad without incurring additional charges, making it a cost-effective option for global travel.
5. Travel Insurance
The card comes with comprehensive travel insurance coverage, including:
- Emergency medical insurance
- Trip cancellation and interruption insurance
- Flight delay insurance
- Lost or delayed baggage insurance
- Travel accident insurance
These protections provide peace of mind when traveling, ensuring you are covered in case of unforeseen events.
Benefits of the WestJet RBC Mastercard
1. Travel Rewards and Savings
The primary benefit of the WestJet RBC Mastercard is the ability to earn WestJet Dollars, which can be redeemed for flights and vacation packages. The annual companion voucher and no foreign transaction fees further enhance your travel savings.
2. Access to WestJet Experiences
Cardholders enjoy access to exclusive WestJet experiences, including priority boarding, free checked bags, and discounts on seat selection. These perks make your travel experience more convenient and enjoyable.
3. RBC Rewards Integration
The WestJet RBC Mastercard is part of the RBC Rewards program, allowing you to combine your WestJet Dollars with RBC Rewards points. This integration provides greater flexibility and options for redeeming your rewards.
4. Enhanced Security and Convenience
The card offers robust security features, including fraud detection and zero liability for unauthorized transactions. Additionally, the RBC mobile app allows for easy account management, tracking rewards, and making payments.
Applying for the WestJet RBC Mastercard
1. Eligibility Requirements
To be eligible for the WestJet RBC Mastercard, applicants must meet the following criteria:
- Be a Canadian resident
- Be at least the age of majority in your province or territory
- Have a good credit score and credit history
2. Application Process
The application process is simple and can be completed online or at an RBC branch:
- Online Application: Visit the RBC website and navigate to the WestJet RBC Mastercard page. Click “Apply Now” and fill out the required information, including personal details, employment information, and income. Submit the application for a quick decision.
- In-Branch Application: Visit your nearest RBC branch and speak with a representative. They will guide you through the application process and answer any questions you may have.
3. Approval and Card Activation
Upon approval, you will receive your WestJet RBC Mastercard in the mail within 7-10 business days. Activate your card by following the instructions provided, which typically involve calling a toll-free number or visiting the RBC website.
Maximizing Your Rewards with the WestJet RBC Mastercard
1. Take Advantage of the Welcome Bonus
To maximize your rewards, make sure to take full advantage of the welcome bonus. Meet the spending requirements within the specified timeframe to earn the bonus WestJet Dollars, giving your travel plans an immediate boost.
2. Use Your Card for WestJet Purchases
Earning 1.5% back in WestJet Dollars on WestJet flights and vacation packages is a significant benefit. Prioritize using your WestJet RBC Mastercard for these purchases to maximize your rewards accumulation.
3. Utilize the Annual Companion Voucher
Plan your travel to make the most of the annual companion voucher. This voucher offers substantial savings on flights within Canada or to select destinations, making it a valuable perk for cardholders.
4. Combine Rewards Programs
If you are an RBC Rewards member, leverage the integration between RBC Rewards and WestJet Dollars. This allows you to pool your rewards for greater redemption flexibility and value.
5. Monitor Your Rewards and Redeem Wisely
Regularly check your WestJet Dollars balance and stay informed about redemption options. Use the RBC mobile app or online banking to track your rewards and plan your redemptions to maximize value.
Conclusion
The WestJet RBC Mastercard is a top-tier travel rewards card that offers valuable benefits for frequent flyers and travel enthusiasts. With generous rewards, an annual companion voucher, no foreign transaction fees, and comprehensive travel insurance, this card provides excellent value. By leveraging the card’s features and benefits, you can maximize your travel savings and enjoy a more rewarding travel experience.